Check if you're eligible for a credit card
QuickCheck is our free credit card eligibility checker. It'll help you find out if you'll be accepted for a Capital One credit card, without affecting your credit score.
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Check to see if you'll be accepted, for free
Get a straight yes or no in 60 seconds
Checking won't leave a mark on your credit file
Am I eligible for a credit card?
If you want to take out a new credit card, you'll need to meet the lender's eligibility criteria. At Capital One, our application criteria include that you must be at least 18 years old and live in the UK. We'll also consider your credit history and whether you can afford your repayments before we accept you as a customer.
Before applying, you should complete a credit card eligibility check. QuickCheck is our free online credit card eligibility checker, designed to help you find out if you'll be accepted for one of our credit cards.
Why do a credit card eligibility check?
Each time you apply for a credit card, it leaves a mark on your report that other credit card providers can see. Too many of these marks in a short space of time can reduce your chances of being accepted for a new credit card.
That's where QuickCheck comes in. This runs a soft search, so you'll know if you're accepted before applying. And, crucially, it won't impact your credit score.
How does our credit card eligibility checker work?
To check your eligibility for a Capital One credit card, just tell us a few details about yourself and your finances. We'll do the rest.
1
Head to QuickCheck and answer a few questions, like what you do for a living and where you live.
2
Using your details, we'll do a soft search of your credit file to make sure it matches up.
3
You'll get a 100% guaranteed yes or no within 60 seconds. This means you'll know for certain if you'll be accepted before applying.
Over 4 million people have already been preapproved for a Capital One credit card after using QuickCheck.
How do you use my information?
To check your eligibility for our credit cards, we'll ask you for a few details. We'll use these to run a soft check of your credit report to confirm the information you've given us. Then we can give you a definite answer before you apply.
When you use QuickCheck, we'll only use the details you've given us to see if we can accept you. Find out more about how we take care of your personal information on our privacy policy.
I've used QuickCheck. What happens next?
After you've used QuickCheck to check your eligibility for a credit card, we'll give you a clear yes or no.
If it's a 'yes', we'll show you the cards you're eligible for and the credit limit we could offer you. You can go ahead and apply for a credit card from Capital One, knowing you'll be accepted. You may need to give us more information, but you won't need to re-enter the personal details you've already provided.
When you apply for a balance transfer credit card, we'll need you to tell us about the credit or store card you'll be transferring a balance from, including the amount.
If you get a 'no' from our credit card eligibility checker, it's because a Capital One card might not be right for you now. But it doesn't mean that will always be the case.
Why should I use Capital One's credit card eligibility checker?
If you're searching for a new card, QuickCheck is a handy way to find one.
Won't affect your credit score
We only run a soft search when you use QuickCheck. So, no matter what the result is, your credit score won't be affected.
Shows you the cards you're eligible for
Get a 'yes' when you check your eligibility for a credit card and you'll get clear options; from our Classic Card to our Balance Transfer Card , with a limit of up to £8,000 starting credit.
Get an answer in 60 seconds
Find out if you're eligible for credit within a minute. Then you can get on with making important financial decisions.
Peace of mind when you apply
Our eligibility checker ensures you know for certain if you'll get a 'yes'. So you can have 100% confidence when you apply.