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How to increase your credit limit

Looking for a bigger credit limit on your Capital One card? There's lots you can do to boost your chances of getting an offer.

Tips to get a credit limit increase

Make payments on time

Paying before the due date proves you can use your card responsibly.

Use your card regularly

Buying things often and responsibly is the key to healthy credit.

Stay within your limit

Keep transactions under your limit to show you can manage your card.

Pay over the minimum

If you can afford it, try to make payments over the minimum amount.

Avoid missed payments

Keep track of due dates and future payments to stay in control.

Look after other accounts

If you have other types of credit, showing you can manage them always helps.

How can I get an increase?

We do credit limits a little differently at Capital One. You can always ask for an increase, but to save you time, we'll get in touch as soon as you could get one.

  1. 1

    Follow our tips

    To keep things in good shape

  2. 2

    Update your details

    So we can contact you

  3. 3

    We'll let you know

    When an increase is available

Common questions